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"im 19. i live in colorado. Ive never been in an accident and ive never gotten a citation. I-drive a 2004 suzuki forenza and i pay nearly 200 dollars a month for insurance!!! I have to own full coverage because im still paying off my car"Okay im 18 years-old"I live-in Florida"(new driver) estimated 3600 /year for  insurance  "I have Blue Cross HMO"What will occur If I seem to courtroom WITHOUT auto  insurance